498 Dockside Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 498 Dockside Ln NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,324 sqft · built 2007
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jan 2018)
Tax Bill$2,967 (2023)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02045I0319.000000

Property Details

APN / Parcel Number

Primary APN02045I0319.000000
Alternative APNs
  • 4599 63 5988
  • 120580

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,324 sqft Living Area
Gross Area3,188 sqft
1st Floor Area1,488 sqft
Upper Floors Area836 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 62 ft wide
Garage TypeMixed
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area94 sqft
Patio Area370 sqft
Storage Building40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number120580
Street Address498 DOCKSIDE LN NW
CityCONCORD
StateNC
Zip28027-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLT 319 RIVERWALK
Legal SubdivisionRIVERWALK
Legal Lot Number319
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2016
Census Tract42602

Owner

498 Dockside Ln NW is owned and occupied by two individuals who bought it in January 2018.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address498 DOCKSIDE LN NW, CONCORD, NC 28027-3814
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2018 · Amount on File
Deed SaleJan 22, 2018 · Amount on File
Prior SaleJul 2, 2007 · Amount on File
Deed Book / Page12851 / 168
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 22, 2018
Property Address498 DOCKSIDE LN NW, CONCORD, NC 28027-3814
Document Number0012851168
Book / Page12851 / 0168
Map ReferenceMB50 PG61-62
Instrument DateJan 22, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address498 DOCKSIDE LN NW, 498, CONCORD, NC 28027-3814

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 DOCKSIDE LN NW, CONCORD, NC 28027-3814

Mortgage

Document Number0012851170
DateJan 22, 2018
Instrument12851/170
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$376,510 Land $70,000 Building $306,510
2024$376,510 (+54.81%) Land $70,000 Building $306,510
2023$2,967.00$243,210 Land $50,000 Building $193,210$243,210 Land $50,000 Building $193,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Dockside Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Dockside Ln NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Windstream.

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