Cabarrus County property record for 490 Dockside Ln NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2008) |
| Tax Bill | $2,766 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02045I0317.000000 |
| Primary APN | 02045I0317.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,853 sqft |
| 1st Floor Area | 1,700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 244 sqft |
| Patio Area | 509 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 59358 |
|---|---|
| Street Address | 490 DOCKSIDE LN NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-3814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 317 RIVERWALK |
| Legal Subdivision | RIVERWALK |
| Legal Lot Number | 317 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 42602 |
490 Dockside Ln NW is owned and occupied by an individual who bought it in September 2008.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 DOCKSIDE LN NW, CONCORD, NC 28027-3814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2008 · Amount on File |
| Deed Sale | Sep 12, 2008 · Amount on File |
| Deed Book / Page | 8416 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 490 DOCKSIDE LN NW, CONCORD, NC 28027-3814 |
| Document Number | 0017956227 |
| Book / Page | 17956 / 227 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20269523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | DATA SEARCH INC, DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 490 DOCKSIDE LN NW, CONCORD, NC 28027-3814 |
| Document Number | 0000009523, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 17956/227 |
| Instrument | 20269523 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,550 (-) Land $70,000 Building $278,550 | ||
| 2025 | $348,550 Land $70,000 Building $278,550 | ||
| 2024 | $348,550 (+53.74%) Land $70,000 Building $278,550 | ||
| 2023 | $2,766.00 | $226,720 Land $50,000 Building $176,720 | $226,720 Land $50,000 Building $176,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Dockside Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Dockside Ln NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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