497 Dockside Ln NW, Concord, NC 28027 Property Records

Cabarrus County property record for 497 Dockside Ln NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,526 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2025)
Tax Bill	$3,066 (2023)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02045I0331.000000`

Property Details

APN / Parcel Number

Primary APN	`02045I0331.000000`
Alternative APNs	`4599 63 7934` `129479` `182079`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,232 sqft
1st Floor Area	1,120 sqft
Upper Floors Area	1,406 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	792 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	182079
Street Address	497 DOCKSIDE LN NW
City	CONCORD
State	NC
Zip	28027-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 331 RIVERWALK
Legal Subdivision	RIVERWALK
Legal Lot Number	331
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2013
Census Tract	42602

Owner

497 Dockside Ln NW is owned and occupied by an individual who bought it in November 2025.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	497 DOCKSIDE LN NW, CONCORD, NC 28027-3814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	202527191
Deed Book / Page	17733 / 295
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 24, 2025
Property Address	497 DOCKSIDE LN NW, CONCORD, NC 28027-3814
Document Number	0017733295
Book / Page	17733 / 295
Map Reference	MB 50 PG 61
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11008 62ND STREET COURT WEST, BRADENTON, FL 34209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 DOCKSIDE LN NW, CONCORD, NC 28027-3814

Mortgage

Document Number	0017733297
Date	Nov 24, 2025
Instrument	17733/297

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 29, 2019
Property Address	497 DOCKSIDE LN NW, CONCORD, NC 28027-3814
Document Number	0013438247
Book / Page	13438 / 0247
Map Reference	MB 50 PG 61
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8313 MORGAN MILL RD, 8313, MONROE, NC 28110-7555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 DOCKSIDE LN NW, CONCORD, NC 28027-3814

Mortgage

Document Number	0013438249
Date	Mar 29, 2019
Instrument	13438/249

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,390 (-) Land $70,000 Building $320,390
2025		$390,390 Land $70,000 Building $320,390
2024			$390,390 (+55.32%) Land $70,000 Building $320,390
2023	$3,066.00	$251,350 Land $50,000 Building $201,350	$251,350 Land $50,000 Building $201,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Dockside Ln NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Dockside Ln NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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