4970 Eagle Rdg Dr, Freeland, WA 98249 Property Records

Island County property record for 4970 Eagle Rdg Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$474,900 (Mar 2020)
Tax Bill	$5,208 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8566-00-00023-0`

Property Details

APN / Parcel Number

Primary APN	`S8566-00-00023-0`
Alternative APN	`813400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,747 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,747 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4970 EAGLE RIDGE DR
City	FREELAND
State	WA
Zip	98249-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHIPSHOT HEIGHTS,S LOT 23,S
Legal Subdivision	CHIPSHOT HEIGHTS,S
Legal Lot Number	23
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2019
Census Tract	971301

Owner

4970 Eagle Rdg Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4970 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Document Number	20204482265
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 2, 2020
Property Address	4970 EAGLE RIDGE DR, FREELAND, WA 98249-8802
Document Number	0004482265
Instrument Date	Feb 26, 2020
Instrument	4482265
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2020
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,603.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4970 EAGLE RIDGE DR FREELAND WA 98249, FREELAND, WA 98249

Mortgage

Document Number	4482266
Date	Mar 2, 2020
Instrument	4482266

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4970 Eagle Rdg Dr was $5,208.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,208.00
2025		$659,909 Land $260,000 Building $399,909	$659,909 Land $260,000 Building $399,909
2023	$4,259.00	$706,034 (+11.08%) Land $230,000 Building $476,034	$706,034 (+11.08%) Land $230,000 Building $476,034
2022		$635,591 Land $200,000 Building $435,591	$635,591 Land $200,000 Building $435,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4970 Eagle Rdg Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4970 Eagle Rdg Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS COMMUNITY WATER SYSTEM serves 1,373 people · EPA ID WA5333860
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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