4976 Flat Rock Cir, San Jose, CA 95136 Property Records

Santa Clara County property record for 4976 Flat Rock Cir, San Jose, CA 95136

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 816 sqft · built 1985
Lot Size0.01 acres (435 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Feb 2012)
Tax Bill$4,017 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone D (undetermined)
APN685-26-058

Property Details

APN / Parcel Number

Primary APN685-26-058

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Construction TypeWood
Lot Area435 sqft (0.01 acres)
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4976 FLAT ROCK CIR
CitySAN JOSE
StateCA
Zip95136-3303
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionTRACT 7398 EAGLE ROCK AT FRONTIER VILLAGE PHASE VIII BOOK 509 PAGE 26
Legal SubdivisionEAGLE ROCK AT FRONTIER VILLAGE
Legal Tract7398
Legal Lot Number14
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2007
Census Tract512021

Owner

4976 Flat Rock Cir, a condominium, is owned and occupied by an individual who bought it in February 2012.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4976 FLAT ROCK CIR, SAN JOSE, CA 95136-3303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2012 · Amount on File
Deed SaleFeb 10, 2012 · Amount on File
Prior SaleJun 1, 2007 · Amount on File
Deed Document Number201221533946
Prior Transfer DateJul 24, 2007
Prior Transfer Doc0019537043
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address4976 FLAT ROCK CIR, SAN JOSE, CA 95136-3303
Transaction TypeMortgage
Record UpdatedJun 3, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4976 FLAT ROCK CIR, SAN JOSE, CA 95136-3303

Mortgage

Document Number0024973026
DateMay 25, 2021
Instrument24973026
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4976 Flat Rock Cir was $4,017 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$225,474 (+2%) Land $112,737 Building $112,737
2025$4,017.00 Homeowner's exemption$221,054 Land $110,527 Building $110,527
2023$3,809.00 (+0.71%) Homeowner's exemption$212,472 Land $106,236 Building $106,236
2022$3,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4976 Flat Rock Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4976 Flat Rock Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT OAKS WC INC
private · serves 112,582 people · EPA ID CA4310022
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

Nearby Properties on Flat Rock Cir

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