4974 Flat Rock Cir, San Jose, CA 95136 Property Records

Santa Clara County property record for 4974 Flat Rock Cir, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 816 sqft · built 1985
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2026)
Tax Bill	$7,223 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`685-26-057`

Property Details

APN / Parcel Number

Primary APN	`685-26-057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	435 sqft (0.01 acres)
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4974 FLAT ROCK CIR
City	SAN JOSE
State	CA
Zip	95136-3303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 7398 EAGLE ROCK AT FRONTIER VILLAGE PHASE VIII BOOK 509 PAGE 26
Legal Subdivision	EAGLE ROCK AT FRONTIER VILLAGE
Legal Tract	7398
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2007
Census Tract	512021

Owner

4974 Flat Rock Cir, a condominium, is owned by an individual who bought it in June 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	91 SHELLBARK DR, SAN JOSE, CA 95136-2413
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	202626000102
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	0024760830
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 5, 2026
Property Address	4974 FLAT ROCK CIR, SAN JOSE, CA 95136-3303
Document Number	0026000102
Instrument Date	May 28, 2026
Instrument	202626000102
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	91 SHELLBARK DR, SAN JOSE, CA 95136-2413
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000103,
Date	Jun 5, 2026
Instrument	2026103

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2020
Property Address	4974 FLAT ROCK CIR, SAN JOSE, CA 95136-3303
Document Number	0024760830
Map Reference	MB 509 PG 25-28
Instrument Date	Dec 17, 2020
Instrument	24760830
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	PRIORITY ESCROW OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4974 FLAT ROCK CIR, SAN JOSE, CA 95136-3303

Mortgage

Document Number	0024760831
Date	Dec 23, 2020
Instrument	24760831

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4974 Flat Rock Cir was $7,223, up 2.5% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,982 (+2%) Land $241,491 Building $241,491
2025	$7,223.00 (+2.51%)	$473,512 Land $236,756 Building $236,756
2024	$7,046.00 (+1.69%)
2023	$6,929.00 (+0.62%)	$455,126 Land $227,563 Building $227,563
2022	$6,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4974 Flat Rock Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4974 Flat Rock Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	500 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

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