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4970 Flat Rock Cir, San Jose, CA 95136 Property Records

Santa Clara County property record for 4970 Flat Rock Cir, San Jose, CA 95136

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 988 sqft · built 1985
Lot Size0.01 acres (435 sqft)
OwnerIndividual Name on File
Last Sale$699,000 (May 2026)
Tax Bill$4,872 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN685-26-060

Property Details

APN / Parcel Number

Primary APN685-26-060

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area988 sqft Living Area
1st Floor Area494 sqft
2nd Floor Area494 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCustom Design
Construction TypeWood
Lot Area435 sqft (0.01 acres)
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4970 FLAT ROCK CIR
CitySAN JOSE
StateCA
Zip95136-3385
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionTRACT 7398 EAGLE ROCK AT FRONTIER VILLAGE PHASE VIII BOOK 509 PAGE 26
Legal SubdivisionEAGLE ROCK AT FRONTIER VILLAGE
Legal Tract7398
Legal Lot Number14
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2007
Census Tract512021

Owner

4970 Flat Rock Cir, a condominium, is owned and occupied by an individual who bought it in May 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4970 FLAT ROCK CIR, SAN JOSE, CA 95136-3385
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2026 · Amount on File
Deed SaleMay 11, 2026 · Amount on File
Prior SaleJun 10, 2009 · Amount on File
Deed Document Number202625986605
Prior Transfer DateMar 18, 2004
Prior Transfer Doc0017689579
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 11, 2026
Property Address4970 FLAT ROCK CIR, SAN JOSE, CA 95136-3385
Document Number0025986605
Instrument DateApr 28, 2026
Instrument2026.25986605
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77,658.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 FLAT ROCK CIR, SAN JOSE, CA 95136-3385

Mortgage

Document Number0025986605,
DateMay 11, 2026
Instrument2026.25986605
Lender
NameBEAZER MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4970 Flat Rock Cir was $4,872, up 2.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$288,956 (+2%) Land $144,478 Building $144,478
2025$4,872.00 (+2.83%)$283,292 Land $141,646 Building $141,646
2024$4,738.00 (+2.02%)
2023$4,644.00 (+0.65%)$272,294 Land $136,147 Building $136,147
2022$4,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4970 Flat Rock Cir in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4970 Flat Rock Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT OAKS WC INC
private · serves 112,582 people · EPA ID CA4310022
Water SourceGroundwater
Last State InspectionNov 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Sail Internet
Fixed Wireless		500 / 100
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

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