4975 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4975 Miami Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,055 sqft · built 1952
Lot Size	2.03 acres (88,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Jan 2003)
Tax Bill	$19,876 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0141-0052-00`

Property Details

APN / Parcel Number

Primary APN	`529-0141-0052-00`
Alternative APN	`0046590`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,055 sqft Living Area
Gross Area	8,478 sqft
1st Floor Area	3,980 sqft
2nd Floor Area	408 sqft
Upper Floors Area	1,306 sqft
Basement Area	4,090 sqft
Finished Basement	1,667 sqft
Unfinished Basement	2,423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	88,732 sqft (2.03 acres)
Lot Dimensions	508 ft deep x 175 ft wide
Garage Type	Basement
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	286 sqft
Patio Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4975 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4975 MIAMI AVE 175.34 X 508.52 R2-T4-S10 NE
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3005
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK & TRUST COMPANY
May 28, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 11, 2020	Quit Claim Deed, Transfer UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2003 · Amount on Record
Deed Sale	Jan 8, 2003 · Amount on Record
Deed Document Number	2003265398
Deed Book / Page	9134 / 3720
Last Transfer Date	May 4, 2020
Transfer Doc	0000044040
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041

Mortgage

Document Number	0000063299
Date	Aug 20, 2025
Book Page	15483/1520
Instrument	2025-0063299

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041

Mortgage

Document Number	0000066320
Date	May 28, 2021
Book Page	14428/533
Instrument	2021-0066320

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2020
Property Address	4975 MIAMI RD, CINCINNATI, OH 45243-4041
Document Number	0000044040
Book / Page	014165 / 002738
Instrument Date	May 4, 2020
Instrument	44040
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4975 MIAMI RD CINCINNATI OH 452434041, CINCINNATI, OH 45243-4041

Mortgage

Document Number	44041
Date	May 11, 2020
Book Page	014165/002740
Instrument	44041

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 10, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,876.00 (+2.22%)	$543,050 (-) Land $270,064 Building $272,986	$1,551,570 (-) Land $771,610 Building $779,960
2024	$19,445.00 (-0.11%)	$543,050 (-) Land $270,064 Building $272,986
2023	$19,466.00 (+0.31%)	$543,050 (+21.82%) Land $270,064 Building $272,986	$1,551,570 (+21.82%) Land $771,610 Building $779,960
2022	$19,406.00 Homeowner's exemption	$445,792 Land $218,141 Building $227,651
2020			$1,273,690 Land $623,260 Building $650,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Miami Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures