4865 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4865 Miami Rd, Cincinnati, OH 45243 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 1997
Square Footage	5,146 sqft Living Area
Lot Size	49,179 sqft (1.12 acres)
Occupancy	Owner Occupied
Last Sale	$1,108,000 (2020)
Tax Bill	$14,140.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`529-0141-0067-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	5,146 sqft Living Area
1st Floor	3,092 sqft 1st Floor
2nd Floor	2,054 sqft 2nd Floor
Basement Area	2,453 sqft Basement
Finished Basement	700 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	3 Fireplaces

Exterior

Year Built	Built 1997
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	49,179 sqft (1.12 acres)
Depth X Width	390 ft x 125 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	828 sqft Garage
Patio Area	423 sqft Patio
Porch	1 Porch
Porch Area	1,335 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4865 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-4039
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MIAMI AVE 125 X 390 R2-T4-S10 NE
Legal Range	02
Legal Township	04
Legal Section	10
Legal Subdivision	STORYBOOK ACRES SEC C
Jurisdiction	HAMILTON OH
Minor Civil Division	THE VILLAGE OF INDIAN HILL
Census Blockgroup	3
Census Block	3005
Census Tract	24401

Owner

Source: Hamilton County records · APN 529-0141-0067-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 18, 2019	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNION SAVINGS BANK
Mar 24, 2021	Transfer on Death Deed, Transfer
Jul 31, 2020	Warranty Deed, Transfer HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Doc Number	0000075436
Deed Book / Page	014222 / 002793
Record Refreshed	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026549
Date	Mar 02, 2021
Book Page	14365/2820
Instrument	2021-0026549

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.77%
Type Change Date	Mar 01, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.77%
Index	Other
Margin	3
Max Rate	7.77%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005005
Date	Jan 18, 2019
Book Page	13837/00480
Instrument	2019-0005005

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 01, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2021
Property Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039
Document Number	0000037097
Book / Page	14381 / 2144
Instrument Date	Mar 16, 2021
Instrument	2021-0037097
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 31, 2020
Property Address	4865 MIAMI RD, CINCINNATI, OH 45243-4039
Document Number	0000075436
Book / Page	014222 / 002793
Instrument Date	Jul 23, 2020
Instrument	75436
Transaction Type	Transfer
Record Updated	Sep 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,432.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4865 MIAMI RD CINCINNATI OH 452434039, CINCINNATI, OH 45243-4039

Mortgage

Document Number	75437
Date	Jul 31, 2020
Book Page	014222/002795
Instrument	75437

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,140.00 (+2.61%)	$387,800 (-) Land $185,535 Building $202,265
2024	$13,781.00 (-0.38%)	$387,800 (-) Land $185,535 Building $202,265
2023	$13,833.00 (-29.43%)	$387,800 (-14.27%) Land $185,535 Building $202,265	$1,108,000 (-14.27%) Land $530,100 Building $577,900
2022	$19,603.00 Homeowner's exemption	$452,344 Land $155,852 Building $296,492
2020			$1,292,410 Land $445,290 Building $847,120

4865 Miami Rd, Cincinnati, OH 45243 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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