4845 Miami Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4845 Miami Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,753 sqft · built 1965
Lot Size	1.02 acres (44,605 sqft)
Owner	Individual Name on Record
Last Sale	$862,500 (Aug 2016)
Tax Bill	$12,833 (2025)
Deeds & Mortgages	May 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0141-0010-00`

Property Details

APN / Parcel Number

Primary APN	`529-0141-0010-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,753 sqft Living Area
1st Floor Area	1,573 sqft
2nd Floor Area	2,180 sqft
Basement Area	1,337 sqft
Finished Basement	826 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	44,605 sqft (1.02 acres)
Garage Type	Attached
Garage Area	1,470 sqft
Parking Spaces	5 Parking Spaces
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4845 MIAMI RD
City	CINCINNATI
State	OH
Zip	45243-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR MIAMI RD 305.74 FT IRR R2-T4-S10 NE
Legal Range	02
Legal Township	04
Legal Section	10
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3005
Census Tract	24401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4845 MIAMI RD, CINCINNATI, OH 45243-4039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Apr 6, 2020	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Oct 10, 2013
Deed Document Number	16-0075656
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4845 MIAMI RD, CINCINNATI, OH 45243-4039
Document Number	0000051852
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4845 MIAMI RD CINCINNATI OH 452434039, CINCINNATI, OH 45243-4039

Mortgage

Document Number	0000051852
Date	Jun 3, 2020
Book Page	014181/002247
Instrument	51852

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4845 MIAMI RD, CINCINNATI, OH 45243-4039
Document Number	0000033815
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4845 MIAMI RD CINCINNATI OH 452434039, CINCINNATI, OH 45243-4039

Mortgage

Document Number	0000033815
Date	Apr 10, 2020
Book Page	014144/001555
Instrument	33815

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.84%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,833.00 (+2.59%)	$351,883 (-) Land $184,037 Building $167,846
2024	$12,509.00 (-0.37%)	$351,883 (-) Land $184,037 Building $167,846
2023	$12,555.00 (-14.34%)	$351,883 (+4.08%) Land $184,037 Building $167,846	$1,005,380 (+4.08%) Land $525,820 Building $479,560
2022	$14,657.00 Homeowner's exemption	$338,100 Land $104,545 Building $233,555
2020			$966,000 Land $298,700 Building $667,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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