4975 Drake Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4975 Drake Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 9 ba · 7,013 sqft · built 2012
Lot Size	3.97 acres (173,151 sqft)
Owner	Owner Name on File
Tax Bill	$38,692 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0130-0026-00`

Property Details

APN / Parcel Number

Primary APN	`529-0130-0026-00`

Interior

Bedrooms	5 Beds
Full Baths	9 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	7,013 sqft Living Area
1st Floor Area	4,981 sqft
2nd Floor Area	2,032 sqft
Basement Area	4,981 sqft
Finished Basement	2,607 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	173,151 sqft (3.97 acres)
Lot Dimensions	915 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	1,577 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4975 DRAKE RD
City	CINCINNATI
State	OH
Zip	45243-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRAKE RD 190 X 915.42 IRR PT LOT 6 A LOSH EST SUB
Legal Subdivision	A LOSH ESTATE SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3004
Census Tract	24401

Owner

Source: Hamilton County records · APN 529-0130-0026-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4975 DRAKE RD, CINCINNATI, OH 45243-4123
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2013
Deed Sale	Sep 05, 2013
Prior Sale	Oct 21, 2005
Deed Document Number	296403
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4975 DRAKE RD, CINCINNATI, OH 45243-4123
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015979
Date	Feb 14, 2022
Book Page	14604/94
Instrument	2022-0015979

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,692.00 (+2.29%)	$1,057,966 (-) Land $317,366 Building $740,600
2024	$37,825.00 (-0.16%)	$1,057,966 (-) Land $317,366 Building $740,600
2023	$37,886.00 (+8.65%)	$1,057,966 (+32.02%) Land $317,366 Building $740,600	$3,022,760 (+32.02%) Land $906,760 Building $2,116,000
2022	$34,869.00 Homeowner's exemption	$801,392 Land $230,171 Building $571,221
2020			$2,289,690 Land $657,630 Building $1,632,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.