4891 Drake Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4891 Drake Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,378 sqft · built 1966
Lot Size	2 acres (87,381 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Apr 2025)
Tax Bill	$12,832 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0130-0043-00`

Property Details

APN / Parcel Number

Primary APN	`529-0130-0043-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,378 sqft Living Area
1st Floor Area	1,728 sqft
2nd Floor Area	1,650 sqft
Basement Area	1,600 sqft
Finished Basement	1,000 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	87,381 sqft (2 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	758 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4891 DRAKE RD
City	CINCINNATI
State	OH
Zip	45243-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R DRAKE RD 2.006 AC PT LOT 5 LOSH EST SUB PARS 43-79 CONS
Legal Subdivision	LOSH ESTATE SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3004
Census Tract	24401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST NAT'L BK/PANA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	0000031495
Deed Book / Page	15406 / 1340
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 30, 2025
Property Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121
Document Number	0000031495
Book / Page	15406 / 1340
Map Reference	MB 6 PG 30
Instrument Date	Apr 25, 2025
Instrument	2025-0031495
Transaction Type	Transfer
Record Updated	May 22, 2025
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121

Mortgage

Document Number	0000031496
Date	Apr 30, 2025
Instrument	2025-0031496

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121

Mortgage

Document Number	0000107850
Date	Nov 22, 2022
Book Page	14799/956
Instrument	2022-0107850

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2020
Property Address	4891 DRAKE RD, CINCINNATI, OH 45243-4121
Document Number	0000072461
Book / Page	014217 / 002598
Instrument Date	Jul 15, 2020
Instrument	72461
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4891 DRAKE RD CINCINNATI OH 452434121, CINCINNATI, OH 45243-4121

Mortgage

Document Number	72462
Date	Jul 24, 2020
Book Page	014217/002601
Instrument	72462

Lender

Name	FIRST NAT'L BK/PANA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,832.00 (+2.33%)	$351,012 (-) Land $219,013 Building $131,999
2024	$12,540.00 (+21.95%)	$351,012 (+22.3%) Land $219,013 Building $131,999
2023	$10,283.00 (-13.06%)	$286,999 (+5.52%) Land $219,012 Building $67,987	$1,002,890 (+29.06%) Land $625,750 Building $377,140
2022	$11,828.00 Homeowner's exemption	$271,986 Land $164,700 Building $107,286
2020			$777,100 Land $470,570 Building $306,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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