4895 Drake Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4895 Drake Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 5,291 sqft · built 1969
Lot Size	3.14 acres (136,909 sqft)
Owner	Company Name on Record
Last Sale	$1,649,000 (Jul 2023)
Tax Bill	$21,125 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0130-0027-00`

Property Details

APN / Parcel Number

Primary APN	`529-0130-0027-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,291 sqft Living Area
Gross Area	8,031 sqft
1st Floor Area	2,702 sqft
2nd Floor Area	2,589 sqft
Upper Floors Area	453 sqft
Attic	Attic
Attic Area	332 sqft
Basement Area	1,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	136,909 sqft (3.14 acres)
Lot Dimensions	611 ft deep x 230 ft wide
Garage Type	Attached
Garage Area	922 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	363 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4895 DRAKE RD
City	CINCINNATI
State	OH
Zip	45243-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRAKE RD 230.78 X 611.03 IRR PT LOT 5 LOSH EST SUBPARS 27-42 CONS
Legal Subdivision	LOSH EST SUB
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3004
Census Tract	24401

Owner

Source: Hamilton County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4895 DRAKE RD, CINCINNATI, OH 45243-4121
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	202350329
Deed Book / Page	14961 / 1592
Prior Transfer Date	Oct 23, 2004
Prior Transfer Doc	0000225642
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2026
Property Address	4895 DRAKE RD, CINCINNATI, OH 45243-4121
Document Number	0000048543
Book / Page	15689 / 1259
Instrument Date	Jun 8, 2026
Instrument	202648543
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4895 DRAKE RD, CINCINNATI, OH 45243-4121

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2023
Property Address	4895 DRAKE RD, CINCINNATI, OH 45243-4121
Document Number	0000050329
Book / Page	14961 / 1592
Map Reference	MB 6 PG 30
Instrument Date	Jul 18, 2023
Instrument	2023-0050329
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4895 DRAKE RD, CINCINNATI, OH 45243-4121

Mortgage

Document Number	0000050330
Date	Jul 20, 2023
Instrument	2023-0050330

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,125.00 (+2.21%)	$577,150 (-) Land $279,510 Building $297,640	$1,649,000 (-) Land $798,600 Building $850,400
2024	$20,669.00 (-5.87%)	$577,150 (-3.04%) Land $279,510 Building $297,640
2023	$21,958.00 (+14.8%)	$595,242 (+39.21%) Land $279,510 Building $315,732	$1,649,000 (+34.98%) Land $798,600 Building $850,400
2022	$19,127.00	$427,575 Land $202,507 Building $225,068
2020			$1,221,640 Land $578,590 Building $643,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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