4973 W Forest Oaks Ave, Banning, CA 92220 Property Records

Riverside County property record for 4973 W Forest Oaks Ave, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,345 sqft · built 1989
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2020)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-153-016`

Property Details

APN / Parcel Number

Primary APN	`440-153-016`
Alternative APN	`421334016`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	2,345 sqft Living Area
Gross Area	2,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4973 W FOREST OAKS AVE
City	BANNING
State	CA
Zip	92220-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 MB 196/089 TR 23274
Legal Subdivision	TRACT NO 23274
Legal Tract	23274
Legal Lot Number	150
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4006
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4973 W FOREST OAKS AVE, BANNING, CA 92220-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Deed Document Number	2020643414
Prior Transfer Date	Apr 6, 2012
Prior Transfer Doc	0000189651
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 17, 2020
Property Address	4973 W FOREST OAKS AVE, BANNING, CA 92220-5118
Document Number	0000643414
Map Reference	MB 196 PG 89-94
Instrument Date	Oct 30, 2020
Instrument	2020-0643414
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10961 DESERT LAWN DR SPC 294, 294, CALIMESA, CA 92320-2210

Mortgage

Document Number	0000643415
Date	Dec 17, 2020
Instrument	2020-0643415

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,344 (+2%) Land $55,203 Building $309,141
2025	$4,968.00 (+2.1%)	$357,201 (+4.04%) Land $54,121 Building $303,080
2023	$4,866.00 (+2.14%)	$343,332 Land $52,020 Building $291,312
2022	$4,764.00
2021			$294,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20