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4968 W Forest Oaks Ave, Banning, CA 92220 Property Records

Riverside County property record for 4968 W Forest Oaks Ave, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,505 sqft · built 1989
Owner2 Company Names on Record
Last Sale$220,000 (Aug 2016)
Tax Bill$3,474 (2025)
Deeds & MortgagesAug 2021 Reverse Mortgage
Aug 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN440-151-008

Property Details

APN / Parcel Number

Primary APN440-151-008
Alternative APN
  • 421332008

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4968 W FOREST OAKS AVE
CityBANNING
StateCA
Zip92220-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP
Legal DescriptionLOT 98 MB 196/089 TR 23274
Legal SubdivisionTRACT NO 23274
Legal Tract23274
Legal Lot Number98
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4004
Census Tract43812

Owner

Source: Riverside County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4968 W FOREST OAKS AVE, BANNING, CA 92220-5120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Aug 12, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2016 · Amount on Record
Deed SaleAug 11, 2016 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number2016344727
Last Transfer DateJul 6, 2021
Transfer Doc0000483513
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4968 W FOREST OAKS AVE, BANNING, CA 92220-5120
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4968 W FOREST OAKS AVE, BANNING, CA 92220-5120

Mortgage

Document Number0000483515
DateAug 12, 2021
Instrument2021-0483515
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.44%
Type Change DateOct 1, 2021
Index1-Year CMT

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateAug 12, 2021
Property Address4968 W FOREST OAKS AVE, BANNING, CA 92220-5120
Document Number0000483513
Map ReferenceMB 196 PG 89-94
Instrument DateJul 6, 2021
Instrument2021-0483513
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4968 W FOREST OAKS AVE, BANNING, CA 92220-5120

Mortgage

Document Number0000483514
DateAug 12, 2021
Instrument2021-0483514
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateOct 1, 2021
Change FrequencyMonthly
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,427 (+2%) Land $59,186 Building $201,241
2025$3,474.00 (+2.24%) Homeowner's exemption$255,322 (+4.04%) Land $58,026 Building $197,296
2023$3,398.00 (+2.2%) Homeowner's exemption$245,410 Land $55,774 Building $189,636
2022$3,325.00
2021$291,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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