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4972 SW Winchester Dr, Stuart, FL 34997 Property Records

Martin County property record for 4972 SW Winchester Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,668 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$584,800 (Dec 2020)
Tax Bill$6,711 (2024)
Deeds & MortgagesMar 2021 Transfer
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-38-41-009-000-0047.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0047.0-0-0000
Alternative APNs
  • 41-38-41-009-000-00470-0
  • 1120888

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,668 sqft Living Area
Gross Area3,286 sqft
1st Floor Area2,668 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
View / LotWater View
Garage TypeAttached
Garage Area618 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1120888
Street Address4972 SW WINCHESTER DR
CitySTUART
StateFL
Zip34997-4523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number47
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 30, 2020Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Jul 1, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleJul 1, 2020 · Amount on Record
Deed Document Number20202858680
Deed Book / Page3185 / 1600
Last Transfer DateMar 11, 2021
Transfer Doc0032052345
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateMar 12, 2021
Property Address4972 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number0032052345
Book / Page3205 / 2345
Map ReferenceMB 18 PG 6
Instrument DateMar 11, 2021
Instrument2874174
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4972 SW WINCHESTER DR, STUART, FL 34997-4523

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateDec 30, 2020
Property Address4972 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number0031851600
Book / Page3185 / 1600
Map ReferenceMB 18 PG 6
Instrument DateDec 29, 2020
Instrument2858680
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,093.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4972 SW WINCHESTER DR, STUART, FL 34997-4523

Mortgage

Document Number0031851602
DateDec 30, 2020
Instrument3185/1602
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateJul 1, 2020
Property Address4972 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number0031391681
Book / Page003139 / 001681
Instrument DateJun 24, 2020
Instrument2823061
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$12,140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$439,802$703,180 (+8.16%) Land $285,000 Building $418,180
2024$6,711.00 (+1.94%)
2023$6,583.00 (+2.36%)
2022$6,431.00$402,874$650,140 Land $282,500 Building $367,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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