4953 SW Winchester Dr, Stuart, FL 34997 Property Records

Martin County property record for 4953 SW Winchester Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 2021
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$582,800 (Feb 2021)
Tax Bill	$9,131 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0084.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0084.0-0-0000`
Alternative APNs	`41-38-41-009-000-00840-0` `1120925`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	2,402 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	618 sqft
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120925
Street Address	4953 SW WINCHESTER DR
City	STUART
State	FL
Zip	34997-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	84
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 1, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20212865049
Deed Book / Page	3193 / 2390
Last Transfer Date	Oct 8, 2025
Transfer Doc	0035262520
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 14, 2025
Property Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number	0035262520
Book / Page	3526 / 2520
Map Reference	MB 18 PG 6
Instrument Date	Oct 8, 2025
Instrument	3151475
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 1, 2021
Property Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number	0031932390
Book / Page	3193 / 2390
Map Reference	MB 18 PG 6
Instrument Date	Jan 29, 2021
Instrument	2865049
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BCH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523

Mortgage

Document Number	0031932392
Date	Feb 1, 2021
Instrument	3193/2392

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 1, 2020
Property Address	4953 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number	0031391681
Book / Page	003139 / 001681
Instrument Date	Jun 24, 2020
Instrument	2823061
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$12,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,131.00 (-0.89%) Homeowner's exemption	$591,231 (+2.9%)	$667,370 (+6.97%) Land $250,000 Building $417,370
2024	$9,213.00 (+8.73%) Additional exemption filed	$574,569 (+9.84%)	$623,900 (+2.63%) Land $235,000 Building $388,900
2023	$8,473.00 (+3.46%) Additional exemption filed	$523,087 (+3%)	$607,930 (+5.1%) Land $235,000 Building $372,930
2022	$8,190.00 Homeowner's exemption	$507,852	$578,420 Land $242,950 Building $335,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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