4962 SW Winchester Dr, Stuart, FL 34997 Property Records

Martin County property record for 4962 SW Winchester Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,800 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Jul 2021)
Tax Bill$11,644 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN41-38-41-009-000-0046.0-0-0000

Property Details

APN / Parcel Number

Primary APN41-38-41-009-000-0046.0-0-0000
Alternative APNs
  • 41-38-41-009-000-00460-0
  • 1120887

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,800 sqft Living Area
Gross Area3,817 sqft
1st Floor Area2,800 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,583 sqft (0.22 acres)
View / LotWater View
Garage TypeAttached
Garage Area731 sqft
Pool TypeIn-Ground Pool
PorchScreened Concrete Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1120887
Street Address4962 SW WINCHESTER DR
CitySTUART
StateFL
Zip34997-4523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 46 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section41
Legal SubdivisionBANYAN BAY PUD PHASE 2A & 2B
Legal Block2
Legal Lot Number46
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2005
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4962 SW WINCHESTER DR, STUART, FL 34997-4523
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Nov 2, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021 · Amount on Record
Deed SaleJul 9, 2021 · Amount on Record
Prior SaleNov 2, 2020 · Amount on Record
Deed Document Number20212900926
Deed Book / Page3239 / 2208
Record UpdatedOct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateJul 9, 2021
Property Address4962 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number0032392208
Book / Page3239 / 2208
Map ReferenceMB 18 PG 6
Instrument DateJul 7, 2021
Instrument2900926
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4962 SW WINCHESTER DR, STUART, FL 34997-4523

Mortgage

Document Number0032392210
DateJul 9, 2021
Instrument3239/2210
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARTIN FL
Recording DateNov 2, 2020
Property Address4962 SW WINCHESTER DR, STUART, FL 34997-4523
Document Number0031692834
Book / Page003169 / 002834
Instrument DateOct 28, 2020
Instrument2847272
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$6,294.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,644.00 (-0.94%) Additional exemption filed$750,357 (+2.88%)$762,290 (+1.19%) Land $285,000 Building $477,290
2024$11,755.00 (-1.37%)
2023$11,918.00 (+3.37%) Additional exemption filed$729,343 (+3%)$753,320 (+6.39%) Land $285,000 Building $468,320
2022$11,529.00 Homeowner's exemption$708,100 Land $282,500 Building $425,600$708,100 Land $282,500 Building $425,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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