Osceola County property record for 4971 Disston Dr, Saint Cloud, FL 34771
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1997 |
| Lot Size | 6.62 acres (288,367 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-25-31-0000-0060-0000 |
| Primary APN | 32-25-31-0000-0060-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 288,367 sqft (6.62 acres) |
| Deck Area | 280 sqft |
| Patio Area | 3,780 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4971 DISSTON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9640 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | COM AT N 1/4 COR, W 1660.0 FT TO POB, S 1050.0 FT, W 419.6 FT TO E R/W SR 15, NWLY ALONG HWY TO N LINE OF SEC, E 647.3 FT TO POB LESS N 405.4 FT LESS N 405.4 FT LESS COM AT N 1/4 COR OF 32-25-31, W 1659.79 FT, S 1 DEG E 1051.07 FT, W 359.48 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 32 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Block | 60 |
| Legal Lot Number | 60 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 43700 |
4971 Disston Dr, a mobile home, is owned and occupied by two individuals who acquired it in August 2022.
Source: Osceola County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4971 DISSTON DR, SAINT CLOUD, FL 34771-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2022 |
| Transfer Doc | 0062790451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 4971 DISSTON DR, SAINT CLOUD, FL 34771-9640 |
| Document Number | 0062790451 |
| Book / Page | 6279 / 451 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022133762 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4971 DISSTON DR, 4971, SAINT CLOUD, FL 34771-9640 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11100 DEEN STILL RD E, POLK CITY, FL 33868-6809 |
The 2025 property tax bill for 4971 Disston Dr was $2,033 with exemptions applied, up 7.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,033.00 (+7.34%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $153,301 | $367,300 Land $238,300 Building $129,000 |
| 2024 | $1,894.00 (+2.77%) | ||
| 2023 | $1,843.00 (+2.22%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $144,642 (+3%) | $367,300 (+29.74%) Land $238,300 Building $129,000 |
| 2022 | $1,803.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $140,430 | $283,100 Land $185,400 Building $97,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4971 Disston Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4971 Disston Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Spectrum.
5G (outdoors only) and 4G LTE
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