St. Mary's County property record for 49700 Diamond Ln, Dameron, MD 20628
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,928 sqft · built 2005 |
| Lot Size | 15 acres (653,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-035142 |
| Primary APN | 01-035142 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,928 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 653,400 sqft (15 acres) |
| Garage Type | Built-in |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Deck Area | 964 sqft |
| Shed | 1 Shed |
| Shed Area | 1,040 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 035142 |
|---|---|
| Street Address | 49700 DIAMOND LN |
| City | DAMERON |
| State | MD |
| Zip | 20628-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 5000-8A RIVER VIEW FARMS |
| Legal Subdivision | RIVERVIEW FARMS |
| Legal Lot Number | 5000 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49700 DIAMOND LN, DAMERON, MD 20628-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2003 |
| Deed Sale | Apr 18, 2003 |
| Prior Sale | Jul 3, 2000 · Amount on Record |
| Deed Document Number | 20033054 |
| Deed Book / Page | 1985 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49700 DIAMOND LN, DAMERON, MD 20628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 49700 DIAMOND LN, DAMERON, MD 20628 |
| Document Number | 0062250285 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 6225/285 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49700 DIAMOND LN, DAMERON, MD 20628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 225, DAMERON, MD 20628-0225 |
| Document Number | 0060150064 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 6015/64 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,200 (+30.13%) Land $127,000 Building $376,200 | $503,200 (+30.13%) Land $127,000 Building $376,200 | |
| 2025 | $4,370.00 (+9.36%) Homeowner's exemption | ||
| 2023 | $3,996.00 Homeowner's exemption | $386,700 Land $122,000 Building $264,700 | $386,700 Land $122,000 Building $264,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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