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49575 Diamond Ln, Dameron, MD 20628 Property Records

St. Mary's County property record for 49575 Diamond Ln, Dameron, MD 20628 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,718 sqft · built 2003
Lot Size19.7 acres (859,874 sqft)
Owner2 Individual Names on File
Last Sale$537,500 (May 2018)
Tax Bill$7,212 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-035053

Property Details

APN / Parcel Number

Primary APN01-035053
Alternative APNs
  • 1035053
  • 035053

Interior

Full Baths5 Baths
Stories2 Stories
Building Area3,718 sqft Total Area
Basement Area1,406 sqft
Finished Basement1,406 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area859,874 sqft (19.7 acres)
View / LotWaterfront
Garage TypeMixed
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area266 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number035053
Street Address49575 DIAMOND LN
CityDAMERON
StateMD
Zip20628-3128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 500-1 PLAT 26/06 RIVER VIEW FARMS
Legal SubdivisionRIVER VIEW FARMS
Legal Lot Number1
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4001
Census Tract876200

Owner

Source: St. Mary's County records · APN 01-035053

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address49575 DIAMOND LN, DAMERON, MD 20628-3128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 23, 2018Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleMar 03, 2003 · Amount on Record
Deed Book / Page4874 / 228
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address49575 DIAMOND LN, DAMERON, MD 20628-3128
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055780090
DateDec 16, 2020
Book Page5578/90
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term117 Months
DueSep 01, 2030

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateMay 23, 2018
Property Address49575 DIAMOND LN, DAMERON, MD 20628-3128
Document Number0048740228
Book / Page4874 / 228
Map ReferenceLB26 FO6
Instrument DateMay 03, 2018
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyTRI COUNTY ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,762.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address49575 DIAMOND LN, DAMERON, MD 20628-3128

Mortgage

Document Number0004874236
DateMay 23, 2018
Instrument4874/236
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2033

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$729,800 (+32.11%) Land $201,800 Building $528,000$729,800 (+32.11%) Land $201,800 Building $528,000
2025$7,212.00 (+23.2%)
2023$5,854.00$552,400 Land $196,800 Building $355,600$552,400 Land $196,800 Building $355,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378762004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022, tidal / storm surge
Claims By Storm
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · above 91% of Maryland
Wildfire LikelihoodAbout 1 in 794 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
Cogeco Cable Holdings IICable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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