49591 Diamond Ln, Dameron, MD 20628 Property Records

St. Mary's County property record for 49591 Diamond Ln, Dameron, MD 20628

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,784 sqft · built 1988
Lot Size19.6 acres (855,083 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Aug 2021)
Tax Bill$9,282 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-035649

Property Details

APN / Parcel Number

Primary APN01-035649
Alternative APNs
  • 1035649
  • 035649

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,784 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area855,083 sqft (19.6 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area812 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area152 sqft
Deck Area744 sqft
Shed1 Shed
Shed Area240 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number035649
Street Address49591 DIAMOND LN
CityDAMERON
StateMD
Zip20628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionLOT 500-2 RIVER VIEW FARMS
Legal SubdivisionRIVER VIEW FARMS RESUBDIVISION ON LOT 1
Legal Lot Number2
JurisdictionST MARY'S MD
Township / Civil Division1, ST. INIGOES
Census Block Group4
Census Block4001
Census Tract876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 4, DAMERON, MD 20628-0004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleAug 27, 1987 · Amount on Record
Deed Book / Page5874 / 131
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateAug 9, 2021
Property Address49591 DIAMOND LN, DAMERON, MD 20628
Document Number0058740131
Book / Page5874 / 131
Map ReferenceLB MRB 026 FO 06
Instrument DateJul 30, 2021
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyLIGHTHOUSE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$12,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address49591 DIAMOND LN, DAMERON, MD 20628

Mortgage

Document Number5874138
DateAug 9, 2021
Instrument5874/138
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,019,400 (+26.05%) Land $607,200 Building $412,200$1,019,400 (+26.05%) Land $607,200 Building $412,200
2025$9,282.00 (+9.25%) Homeowner's exemption
2023$8,496.00$808,700 Land $544,700 Building $264,000$808,700 Land $544,700 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims107 (1985–2022)
Claims Outside the SFHA38 of 107
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Hurricane Isabel, Sep 2003 · 46 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 91% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Breezeline
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Diamond Ln

Nearby Streets

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