Clermont County property record for 497 Vinegarten Dr, Cincinnati, OH 45255
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,693 sqft · built 1996 |
| Lot Size | 0.026 acres (1,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,900 (Aug 2022) |
| Tax Bill | $4,289 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-67-02M-048D |
| Primary APN | 41-67-02M-048D |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 561 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,140 sqft (0.026 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | 189 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 497 VINEGARTEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VINEYARD GREEN; PHASE XIV UNIT 48D |
| Legal Subdivision | VINEYARD GREEN |
| Legal Phase | XIV |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41201 |
Source: Clermont County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 5, 2024 | Transfer on Death Deed, Transfer |
| Aug 26, 2022 | Deed of Trust, Mortgage PHILIP MONTANUS |
| Aug 10, 2022 | Warranty Deed, Transfer |
| Aug 10, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on Record |
| Deed Sale | Aug 10, 2022 · Amount on Record |
| Prior Sale | Dec 13, 1996 · Amount on Record |
| Deed Document Number | 202220599 |
| Deed Book / Page | 2926 / 2838 |
| Last Transfer Date | Feb 2, 2024 |
| Transfer Doc | 0000002024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003534 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 2868/1233 |
| Instrument | 202100003534 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000039784 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2904/3275 |
| Instrument | 202100039784 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 5, 2024 |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Number | 0000002024 |
| Book / Page | 2961 / 808 |
| Map Reference | CAB 5 PG 76 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 202400002024 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Number | 0000022011 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 2927/4844 |
| Instrument | 202200022011 |
| Name | PHILIP MONTANUS |
|---|---|
| Type | Private Party |
| Address | 18 1 8 HAMPTON LANE, CINCINNATI, OH 45208 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 10, 2022 |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Number | 0000020599 |
| Book / Page | 2926 / 2838 |
| Map Reference | CAB 6 PG 76 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 202200020599 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 10, 2022 |
| Property Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Number | 0000020598 |
| Book / Page | 2926 / 2834 |
| Map Reference | CAB 6 PG 76 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 202200020598 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,289.00 | $85,230 (-) Land $15,750 Building $69,480 | |
| 2024 | Homeowner's exemption | $85,230 (-) Land $15,750 Building $69,480 | $243,500 (-) Land $45,000 Building $198,500 |
| 2023 | $8,477.00 (+145%) Homeowner's exemption | $85,230 (+25.06%) Land $15,750 Building $69,480 | $243,500 (+25.06%) Land $45,000 Building $198,500 |
| 2022 | $3,460.00 Homeowner's exemption | $68,150 Land $12,600 Building $55,550 | |
| 2020 | $194,700 Land $36,000 Building $158,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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