489 Vinegarten Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 489 Vinegarten Dr, Cincinnati, OH 45255

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,431 sqft · built 1996
Lot Size	0.024 acres (1,054 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2021)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-67-02N-047B`

Property Details

APN / Parcel Number

Primary APN	`41-67-02N-047B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
1st Floor Area	297 sqft
Basement Area	375 sqft
Unfinished Basement	375 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,054 sqft (0.024 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	76 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 VINEGARTEN DR
City	CINCINNATI
State	OH
Zip	45255-5204
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VINEYARD GREEN; PHASE XV UNIT 47B
Legal Subdivision	VINEYARD GREEN CONDOMINIUM
Legal Phase	XV
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3006
Census Tract	41201

Owner

489 Vinegarten Dr, a condominium, is owned and occupied by an individual who bought it in October 2021.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	489 VINEGARTEN DR, CINCINNATI, OH 45255-5204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Aug 13, 2012 · Amount on File
Deed Document Number	202134325
Deed Book / Page	2899 / 59
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Oct 20, 2021
Property Address	489 VINEGARTEN DR, CINCINNATI, OH 45255-5204
Document Number	0000034325
Book / Page	2899 / 59
Map Reference	CAB 6 PG 181
Instrument Date	Oct 7, 2021
Instrument	202100034325
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	RIVERTOWNE TITLE LLC, RIVERTOWN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 VINEGARTEN DR, CINCINNATI, OH 45255-5204

Mortgage

Document Number	0000034326
Date	Oct 20, 2021
Instrument	202100034326

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 489 Vinegarten Dr was $3,628 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (-0.19%)	$72,100 (-) Land $15,750 Building $56,350
2024	$3,635.00 (-49.31%) Homeowner's exemption	$72,100 (-) Land $15,750 Building $56,350	$206,000 (-) Land $45,000 Building $161,000
2023	$7,171.00 (+113.49%) Homeowner's exemption	$72,100 (+25.07%) Land $15,750 Building $56,350	$206,000 Land $45,000 Building $161,000
2022	$3,359.00 Homeowner's exemption	$57,650 Land $12,600 Building $45,050
2020			$164,700 Land $36,000 Building $128,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 489 Vinegarten Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Vinegarten Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20