Clermont County property record for 487 Vinegarten Dr, Cincinnati, OH 45255
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,405 sqft · built 1996 |
| Lot Size | 0.022 acres (995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Oct 2022) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-67-02N-047C |
| Primary APN | 41-67-02N-047C |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,405 sqft Living Area |
| 1st Floor Area | 297 sqft |
| Basement Area | 375 sqft |
| Unfinished Basement | 375 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 995 sqft (0.022 acres) |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 76 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 487 VINEGARTEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | VINEYARD GREEN; PHASE XV UNIT 47C |
| Legal Subdivision | THE VINEYARD GREEN CONDOMINIUM PHASE XV |
| Legal Phase | XV |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41201 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 487 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION SAVINGS BANK |
| Oct 4, 2022 | Survivorship Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 202225018 |
| Deed Book / Page | 2930 / 4371 |
| Prior Transfer Date | Oct 28, 1996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 487 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000026639 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 2932/1103 |
| Instrument | 202200026639 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 4, 2022 |
| Property Address | 487 VINEGARTEN DR, CINCINNATI, OH 45255-5204 |
| Document Number | 0000025018 |
| Book / Page | 2930 / 4371 |
| Map Reference | MB 6 PG 181&182 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 202200025018 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 487 VINEGARTEN DR # 47C, 47C, CINCINNATI, OH 45255-5204 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,609.00 (-49.4%) | $71,720 (-) Land $15,750 Building $55,970 | |
| 2024 | $204,900 (-) Land $45,000 Building $159,900 | ||
| 2023 | $7,133.00 (+113.56%) Homeowner's exemption | $71,720 (+25.1%) Land $15,750 Building $55,970 | $204,900 (+25.09%) Land $45,000 Building $159,900 |
| 2022 | $3,340.00 Homeowner's exemption | $57,330 Land $12,600 Building $44,730 | |
| 2020 | $163,800 Land $36,000 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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