Jackson County property record for 497 Tower Rd, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,176 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Nov 2025) |
| Tax Bill | $2,707 (2025) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8502-04-8516 |
| Primary APN | 8502-04-8516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,176 sqft Heated Area |
| 1st Floor Area | 1,663 sqft |
| Upper Floors Area | 380 sqft |
| Basement Area | 1,573 sqft |
| Unfinished Basement | 1,573 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Patio |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 120 sqft |
| Patio Area | 198 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 497 TOWER RD |
|---|---|
| City | SAPPHIRE |
| State | NC |
| Zip | 28774-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 155 UN 1 HOLLY FOREST |
| Legal Subdivision | HOLLY FOREST |
| Legal Lot Number | 155 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 133 CART PATH, CULLOWHEE, NC 28723-2457 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2007 · Amount on Record |
| Deed Book / Page | 2408 / 647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 6, 2025 |
| Property Address | 497 TOWER RD, SAPPHIRE, NC 28774-8668 |
| Document Number | 0024080647 |
| Book / Page | 2408 / 647 |
| Map Reference | CAB 27 SL 577 |
| Instrument Date | Nov 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 CREEKDALE CT, GREENVILLE, SC 29615-5304 |
| Name | Verified Name |
|---|---|
| Address | 133 CART PATH, CULLOWHEE, NC 28723-2457 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $631,229 (-11.42%) Land $28,500 Building $602,729 | |
| 2025 | $2,707.00 (+100.22%) | $712,629 (+100.25%) Land $28,500 Building $684,129 |
| 2023 | $1,352.00 | $355,870 Land $25,000 Building $330,870 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD SAPPHIRE private · serves 3,873 people · EPA ID NC0150113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.4 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | Uranium resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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