Jackson County property record for 646 Tower Rd, Sapphire, NC 28774 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,376 sqft · built 1992 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $382,000 (Jan 2018) |
| Tax Bill | $1,516 (2023) |
| Deeds & Mortgages | Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8502-15-7084 |
| Primary APN | 8502-15-7084 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 576 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 101,930 sqft (2.33 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 360 sqft |
| Patio Area | 872 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 180391 |
|---|---|
| Street Address | 646 TOWER RD |
| City | SAPPHIRE |
| State | NC |
| Zip | 28774-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1C SAPPHIRE HIGH |
| Legal Township | 07 |
| Legal Subdivision | SAPPHIRE HIGH |
| Legal Lot Number | 1C |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 950900 |
Source: Jackson County records · APN 8502-15-7084
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 10, SAPPHIRE, NC 28774-0010 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2018 · Amount on Record |
| Deed Sale | Jan 25, 2018 · Amount on Record |
| Deed Document Number | 0022061053 |
| Deed Book / Page | 2206 / 1053 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 25, 2018 |
| Property Address | 646 TOWER RD, SAPPHIRE, NC 28774-5520 |
| Document Number | 0022061053 |
| Book / Page | 2206 / 1053 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 ASHLING DR, LAGRANGE, GA 30240-9516 |
| Investor | Possibly a Property Investor |
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,516.00 | $399,150 Land $100,000 Building $299,150 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999509001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022, rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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