441 Tower Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 441 Tower Rd, Sapphire, NC 28774

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,856 sqft · built 1974
Lot Size2.11 acres (92,347 sqft)
OwnerIndividual Name on Record
Last Sale$865,000 (Mar 2023)
Tax Bill$1,683 (2023)
Deeds & MortgagesMar 2023 Sale
Flood ZoneZone X (minimal risk)
APN8502-04-5300

Property Details

APN / Parcel Number

Primary APN8502-04-5300
Alternative APN
  • 39826

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,856 sqft Heated Area
1st Floor Area1,948 sqft
Basement Area1,908 sqft
Finished Basement1,908 sqft
Interior WallsCustom/Decorative
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialAsphalt
Lot Area92,347 sqft (2.11 acres)
Garage Area240 sqft

Exterior Amenities

PorchOpen Porch
Porch Area268 sqft
Deck Area100 sqft
Patio Area537 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number39826
Street Address441 TOWER RD
CitySAPPHIRE
StateNC
Zip28774-8668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 153 UN 1 HOLLY FOREST
Legal Township07
Legal Lot Number153
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group1
Census Block1094
Census Tract950900

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3416 HEARTWOOD LN, MELBOURNE, FL 32934-8572
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2023 · Amount on Record
Deed SaleMar 24, 2023 · Amount on Record
Deed Document Number0002353901
Deed Book / Page2353 / 901
Record UpdatedJun 7, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateMar 24, 2023
Property Address441 TOWER RD, SAPPHIRE, NC 28774-8668
Document Number0023530901
Book / Page2353 / 901
Map ReferenceCAB 2 SL 274-279
Instrument DateMar 15, 2023
Transaction TypeTransfer
Record UpdatedApr 4, 2023

Transaction

AmountAmount Recorded
Tax$1,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address338 EAST DR # 24062406, 24062406, MIAMI, FL 33162-1771

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 HEARTWOOD LN, MELBOURNE, FL 32934-8572

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$1,683.00$443,120 Land $60,000 Building $383,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD SAPPHIRE
private · serves 3,873 people · EPA ID NC0150113
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityUranium
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower Rd

Nearby Streets

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