Essex County and Lynn City property record for 497 Summer St, Lynn, MA 01905
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 3,179 sqft · built 1880 |
| Lot Size | 0.103 acres (4,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,900 (Nov 1993) |
| Tax Bill | $8,508 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B:037 L:768 S:013 |
| Primary APN | B:037 L:768 S:013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,179 sqft Living Area |
| Gross Area | 5,207 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,495 sqft (0.103 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 497 SUMMER ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2337 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Block | 768 |
| Legal Lot Number | 13 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 207100 |
497 Summer St, a duplex, is owned and occupied by an individual who bought it in November 1993.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 SUMMER ST, LYNN, MA 01905-2337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 1993 · Amount on File |
| Deed Sale | Nov 18, 1993 · Amount on File |
| Prior Sale | Sep 22, 1993 · Amount on File |
| Deed Book / Page | 12253 / 490 |
| Transfer Doc | 1213000436 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 497 Summer St was $8,508, up 6.4% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,508.00 (+6.44%) | $821,232 (+8.18%) Land $201,800 Building $619,432 | $719,034 |
| 2024 | $7,993.00 (+2.58%) | $759,100 (+8.63%) Land $185,400 Building $573,700 | |
| 2023 | $7,792.00 | $698,800 Land $165,100 Building $533,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 497 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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