474 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 474 Summer St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,911 sqft · built 1900
Lot Size	0.044 acres (1,904 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Nov 2021)
Tax Bill	$7,493 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:036 L:782 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:782 S:005`
Alternative APN	`LYNN M:036 B:782 L:005`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,911 sqft Living Area
Gross Area	4,705 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,904 sqft (0.044 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	474 SUMMER ST
City	LYNN
State	MA
Zip	01905-1281
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	782
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	207100

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	474 SUMMER ST, LYNN, MA 01905-1281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Record Updated	Jun 8, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 24, 2021
Property Address	474 SUMMER ST, LYNN, MA 01905-1281
Document Number	631557
Instrument Date	Nov 24, 2021
Instrument	631557
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 SUMMER ST, LYNN, MA 01905-1281

Mortgage

Document Number	631558
Date	Nov 24, 2021
Instrument	631558

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,493.00 (+1.33%)	$723,300 (+2.99%) Land $186,600 Building $536,700
2024	$7,395.00 (+5.98%)	$702,300 (+12.22%) Land $171,500 Building $530,800
2023	$6,978.00	$625,800 Land $152,700 Building $473,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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