477 Summer St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 477 Summer St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1880
Lot Size	0.082 acres (3,576 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2020)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:037 L:767 S:068`

Property Details

APN / Parcel Number

Primary APN	`B:037 L:767 S:068`
Alternative APN	`LYNN M:037 B:767 L:068`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	720 sqft Living Area
Gross Area	1,521 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,576 sqft (0.082 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	477 SUMMER ST
City	LYNN
State	MA
Zip	01905-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	767
Legal Lot Number	68
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1003
Census Tract	207100

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	477 SUMMER ST, LYNN, MA 01905-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 6, 2020	Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Deed Book / Page	38317 / 98
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Apr 1, 2026
Property Address	477 SUMMER ST, LYNN, MA 01905-2319
Document Number	043307-521
Book / Page	43307 / 521
Instrument Date	Mar 2, 2026
Instrument	20261160
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 SUMMER ST, LYNN, MA 01905-2319

Mortgage

Document Number	0000001160,
Date	Apr 1, 2026
Book Page	43307/521
Instrument	20261160

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.1%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	477 SUMMER ST, LYNN, MA 01905-2319
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041646-274
Date	Jul 5, 2023
Book Page	41646/274
Instrument	20230705000070

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 6, 2020
Property Address	477 SUMMER ST, LYNN, MA 01905-2319
Document Number	38317-98
Book / Page	38317 / 98
Instrument Date	Mar 6, 2020
Instrument	20200306003400
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 SUMMER ST, LYNN, MA 01905-2319

Mortgage

Document Number	200306003410
Date	Mar 6, 2020
Instrument	200306003410

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,572.00 (+5.77%)	$344,800 (+7.51%) Land $186,600 Building $158,200	$366,415
2024	$3,377.00 (+6.83%)	$320,700 (+13.12%) Land $171,400 Building $149,300
2023	$3,161.00	$283,500 Land $152,700 Building $130,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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