497 S Horseshoe Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 497 S Horseshoe Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2018
Lot Size	0.91 acres (39,639 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jun 2016)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Sep 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`082800-0130`

Property Details

APN / Parcel Number

Primary APN	`082800-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,639 sqft (0.91 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	72 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	497 S HORSESHOE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-1698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF GRANTS TO FATIO OR DELESPINE SECS 56 & 99 LOT 13 OF UNREC PLAT OF ST AUG MGT NORTH OR4215/1392(Q/C) & 4304/1144(Q/C)
Legal Range	29E
Legal Township	06S
Legal Section	56
Legal Subdivision	ST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase	56&99
Legal Block	2
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2002
Census Tract	20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	497 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Loan Modification, Mortgage KASS FUNDING LLC
Sep 6, 2018	Deed of Trust, Mortgage KASS BARRY S & CAROL P TR (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Book / Page	4215 / 1392
Last Transfer Date	Dec 26, 2016
Transfer Doc	0043061144
Record Updated	Oct 29, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	497 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Document Number	0049500718
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 S HORSESHOE RD ST AUGUSTINE FL 320841698, ST AUGUSTINE, FL 32084-1698

Mortgage

Document Number	0049500718
Date	May 27, 2020
Book Page	004950/000718
Instrument	40345

Lender

Name	KASS FUNDING LLC
Address	805 NICK BAY PL, TAMPA, FL 33606-2410

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 26, 2022

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	497 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Document Number	0046120160
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	OLDE STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 OLD MOULTRIE RD ST AUGUSTINE FL 320845784, ST AUGUSTINE, FL 32084-5784

Mortgage

Document Number	0046120160
Date	Sep 13, 2018
Book Page	004612/000160
Instrument	66763

Lender

Name	KASS BARRY S & CAROL P TR (RT)
Address	3832 HICKORY LN, ST AUGUSTINE, FL 32086-7103

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,875 (+2.7%)	$393,019 (+3.96%) Land $81,875 Building $311,144
2025	$2,731.00 (+13.74%) Homeowner's exemption	$216,042 (+2.9%)	$378,037 (+16.64%) Land $81,875 Building $296,162
2024	$2,401.00 (+2.13%) Homeowner's exemption	$209,953 (+3%)	$324,094 (+8.27%) Land $81,875 Building $242,219
2023	$2,351.00 (+3.39%) Homeowner's exemption	$203,838 (+3%)	$299,344 (+12.33%) Land $81,875 Building $217,469
2022	$2,274.00 Homeowner's exemption	$197,901	$266,486 Land $66,024 Building $200,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on S Horseshoe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures