460 S Horseshoe Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 460 S Horseshoe Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,324 sqft · built 1991
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,889 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2024 Transfer
Flood Zone	Zone X (moderate risk)
APN	`082880-0530`

Property Details

APN / Parcel Number

Primary APN	`082880-0530`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,324 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	600 sqft
Porch	Florida Room
Porch Area	492 sqft
Deck Area	Deck Area
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 S HORSESHOE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-1696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PART OF GRANT TO FATIO OR DELESPINE LYING E OF RD SR 16A LOTS 53 & 54 OF UNREC PLAT OF ST AUG MGT NORTH OR1297/221 &2414/1029(Q/C) & 3352/607(L/E) & 3671/927(Q/C) & 5970/378(Q/C)
Legal Range	29E
Legal Township	06S
Legal Section	56
Legal Subdivision	ST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Block	2
Legal Lot Number	53,54
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20903

Owner

Source: St. Johns County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jun 18, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 18, 2024
Transfer Doc	0059700378
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	460 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1696
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 S HORSESHOE RD, ST AUGUSTINE, FL 32084-1696

Mortgage

Document Number	0057651147
Date	May 30, 2023
Book Page	5765/1147
Instrument	2023041233

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jun 18, 2024
Property Address	460 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1696
Document Number	0059700378
Book / Page	5970 / 378
Instrument Date	Jun 18, 2024
Instrument	2024047757
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 S HORSESHOE RD, ST AUGUSTINE, FL 32084-1696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 S HORSESHOE RD, ST AUGUSTINE, FL 32084-1696

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,751 (+2.7%)	$449,900 (+2.06%) Land $128,700 Building $321,200
2025	$4,889.00 (+12.26%) Homeowner's exemption	$375,610 (+2.9%)	$440,831 (+12.19%) Land $128,700 Building $312,131
2024	$4,355.00 (+1.97%) Homeowner's exemption	$365,024 (+3%)	$392,945 (+10.88%) Land $128,700 Building $264,245
2023	$4,271.00 (+146.31%) Homeowner's exemption	$354,392 (+127.32%)	$354,392 (+22.56%) Land $128,700 Building $225,692
2022	$1,734.00 Homeowner's exemption	$155,902	$289,159 Land $107,406 Building $181,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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