485 S Horseshoe Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 485 S Horseshoe Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 2020
Lot Size	1.39 acres (60,548 sqft)
Owner	Company Name on Record
Last Sale	$285,000 (Jul 2020)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`082800-0150`

Property Details

APN / Parcel Number

Primary APN	`082800-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	1,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	340 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	1,420 sqft
Carport	Carport
Carport Area	1,420 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	485 S HORSESHOE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-1698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PART OF GRANTS TO FATIO OR DELESPINE SECS 56 & 99 LOT 15 OF UNREC PLAT ST AUG MGT NORTH OR4997/41
Legal Range	29E
Legal Township	06S
Legal Section	56
Legal Subdivision	ST. AUGUSTINE MANAGEMENT - SABATE (NORTH
Legal Phase	56&99
Legal Block	2
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2004
Census Tract	20903

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	485 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK
Dec 13, 2019	Loan Modification, Mortgage FORUM CAP PTRS LLC
May 16, 2018	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	202059659
Deed Book / Page	4997 / 41
Prior Transfer Date	Jan 28, 2008
Prior Transfer Doc	0030380839
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2020
Property Address	485 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Document Number	0049970041
Book / Page	4997 / 41
Instrument Date	Jul 13, 2020
Instrument	2020059659
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5019 MARINERS POINT DR, 5019, JACKSONVILLE, FL 32225-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698

Mortgage

Document Number	499743
Date	Jul 23, 2020
Instrument	4997/43

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	485 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Document Number	0048491444
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5019 MARINERS POINT DR JACKSONVILLE FL 322251109, JACKSONVILLE, FL 32225-1109
Investor	Possibly a Property Investor

Mortgage

Document Number	0048491444
Date	Dec 13, 2019
Book Page	004849/001444
Instrument	93958

Lender

Name	FORUM CAP PTRS LLC
Address	JACKSONVILLE, FL 32246

Agreement

Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 16, 2018
Property Address	485 S HORSESHOE RD, SAINT AUGUSTINE, FL 32084-1698
Document Number	0045470825
Book / Page	004547 / 000825
Instrument Date	May 11, 2018
Instrument	33481
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	GIBRALTAR TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$444.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5019 MARINERS POINT DR JACKSONVILLE FL 322251109, JACKSONVILLE, FL 32225-1109

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,287 (+2.7%)	$473,634 (+1.27%) Land $83,344 Building $390,290
2025	$3,474.00 (+13.01%) Homeowner's exemption	$270,971 (+2.9%)	$467,713 (+12.74%) Land $83,344 Building $384,369
2024	$3,074.00 (+2.06%) Homeowner's exemption	$263,334 (+3%)	$414,849 (+9.75%) Land $83,344 Building $331,505
2023	$3,012.00 (+3.12%) Homeowner's exemption	$255,664 (+3%)	$378,011 (+24.61%) Land $83,344 Building $294,667
2022	$2,921.00 Homeowner's exemption	$248,217	$303,364 Land $67,208 Building $236,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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