Ottawa County property record for 497 S Billman Rd, Genoa, OH 43430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 1973 |
| Lot Size | 1.53 acres (66,777 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2019) |
| Tax Bill | $4,023 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011051-8 |
| Primary APN | 011051-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,584 sqft |
| Finished Basement | 224 sqft |
| Unfinished Basement | 224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 66,777 sqft (1.53 acres) |
| Lot Dimensions | 315 ft deep x 212 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 426 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 011051-8 |
|---|---|
| Street Address | 497 S BILLMAN RD |
| City | GENOA |
| State | OH |
| Zip | 43430-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 RUSTYS RANCH ACRES |
| Legal Subdivision | RUSTY S RANCH ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 51000 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 S BILLMAN RD, GENOA, OH 43430-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 5, 2019 | Fiduciary Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Jul 13, 1993 |
| Deed Document Number | 2019287914 |
| Deed Book / Page | 1733 / 569 |
| Last Transfer Date | Dec 10, 2020 |
| Transfer Doc | 0000301610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 497 S BILLMAN RD, GENOA, OH 43430-9716 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000295528 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 1775/853 |
| Instrument | 202000295528 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 14, 2020 |
| Property Address | 497 S BILLMAN RD, GENOA, OH 43430-9716 |
| Document Number | 0000301610 |
| Book / Page | 001810 / 000865 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 301610 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 S BILLMAN RD GENOA OH 434309716, GENOA, OH 43430-9716 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Sep 5, 2019 |
| Property Address | 497 S BILLMAN RD, GENOA, OH 43430-9716 |
| Document Number | 0000287914 |
| Book / Page | 1733 / 0569 |
| Map Reference | VOL 14 PG 27 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201900287914 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 497 S BILLMAN RD, GENOA, OH 43430-9716 |
| Document Number | 0001733571 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 1733/571 |
| Name | MIDWEST MORTGAGE INVESTMENTS LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Clay Township |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,023.00 (+16.27%) | $71,848 (-) Land $15,358 Building $56,490 | |
| 2024 | $3,460.00 (+7.52%) | $71,848 (+22.14%) Land $15,358 Building $56,490 | $205,280 (+22.15%) Land $43,880 Building $161,400 |
| 2023 | $3,218.00 (-0.59%) | $58,822 (-) Land $12,814 Building $46,008 | |
| 2022 | $3,237.00 | $58,822 Land $12,814 Building $46,008 | |
| 2021 | $168,060 Land $36,610 Building $131,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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