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497 Noteware Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 497 Noteware Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,630 sqft · built 1973
Lot Size0.503 acres (21,911 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Jun 2023)
Tax Bill$8,338 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-342-04

Property Details

APN / Parcel Number

Primary APN072-342-04
Alternative APN
  • 072-342-04-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
Gross Area1,966 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleContemporary
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area21,911 sqft (0.503 acres)
TerrainSteep
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area664 sqft
Patio Area664 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address497 NOTEWARE DR
CityBEN LOMOND
StateCA
Zip95005-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 316 LOT 26
Legal SubdivisionQUAIL HOLLOW TERRACE
Legal Tract316
Legal Lot Number26
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1005
Census Tract120600

Owner

Source: Santa Cruz County records · APN 072-342-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address497 NOTEWARE DR, BEN LOMOND, CA 95005-9539
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
MORTGAGE MORTGAGE
Jun 26, 2023Grant Deed, Transfer · Conventional Mortgage
HOME USA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleSep 02, 1997 · Amount on Record
Deed Document Number202311427
Last Transfer DateSep 25, 2024
Transfer Doc0000019049
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateJul 13, 2026
Property Address497 NOTEWARE DR, BEN LOMOND, CA 95005-9539
Document Number0000015726
Instrument DateJul 06, 2026
Instrument202615726
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE CONNECT CA, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 NOTEWARE DR, BEN LOMOND, CA 95005-9539

Mortgage

Document Number0000015726,
DateJul 13, 2026
Instrument202615726
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 26, 2023
Property Address497 NOTEWARE DR, BEN LOMOND, CA 95005-9539
Document Number0000011427
Map ReferenceMB 38 PG 69
Instrument DateJun 20, 2023
Instrument2023-0011427
Transaction TypeTransfer
Record UpdatedJul 14, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$698.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address497 NOTEWARE DR, BEN LOMOND, CA 95005-9539

Mortgage

Document Number0000011428
DateJun 26, 2023
Instrument2023-0011428
Lender
NameHOME USA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$673,867 (+2%) Land $471,707 Building $202,160
2025$8,338.00 (+87.67%) Homeowner's exemption$660,654 (+90.47%) Land $462,458 Building $198,196
2023$4,443.00 (+2.51%) Homeowner's exemption$346,863 (+2%) Land $168,827 Building $178,036$557,910
2022$4,334.00 Homeowner's exemption$340,061 Land $165,516 Building $174,545

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871206001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1995–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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