Santa Cruz County property record for 514 Noteware Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,456 sqft · built 1976 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Nov 2025) |
| Tax Bill | $11,606 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-341-22 |
| Primary APN | 072-341-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 2,951 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 253 sqft |
| Patio Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 514 NOTEWARE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 316 |
| Legal Subdivision | QUAIL HOLLOW TERRACE TR 316 |
| Legal Tract | 316 |
| Legal Lot Number | 44 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 120600 |
Source: Santa Cruz County records · APN 072-341-22
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION |
| Nov 17, 2025 | Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 06, 2022 | Intrafamily Transfer, Transfer |
| Jan 06, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Sep 26, 2016 · Amount on Record |
| Deed Document Number | 202524564 |
| Prior Transfer Date | Jan 05, 2022 |
| Prior Transfer Doc | 0000000507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000009535 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20269535 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000009535, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20269535 |
| Name | BEAZER MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 17, 2025 |
| Property Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000024564 |
| Map Reference | MB 38 PG 69 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 2025-0024564 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,347.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000024565 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025-0024565 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 06, 2022 |
| Property Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000000507 |
| Map Reference | MB 38 PG 69 |
| Instrument Date | Jan 05, 2022 |
| Instrument | 2022-0000507 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 06, 2022 |
| Property Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
| Document Number | 0000000506 |
| Map Reference | MB 38 PG 69 |
| Instrument Date | Jan 05, 2022 |
| Instrument | 2022-0000506 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 514 NOTEWARE DR, BEN LOMOND, CA 95005-9539 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,225,000 (+29.51%) Land $735,000 Building $490,000 | ||
| 2025 | $11,606.00 (+6.12%) Homeowner's exemption | $945,878 (+4.04%) Land $567,527 Building $378,351 | |
| 2024 | $10,937.00 (-0.08%) | ||
| 2023 | $10,946.00 (+2.4%) Homeowner's exemption | $909,148 Land $545,489 Building $363,659 | $913,230 |
| 2022 | $10,689.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871206001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 153 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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