435 Noteware Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 435 Noteware Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1974
Lot Size	0.427 acres (18,600 sqft)
Owner	2 Individual Names on File
Last Sale	$582,000 (Aug 2014)
Tax Bill	$8,863 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-342-06`

Property Details

APN / Parcel Number

Primary APN	`072-342-06`
Alternative APN	`072-342-06-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,395 sqft Living Area
Gross Area	1,747 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	375 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	435 NOTEWARE DR
City	BEN LOMOND
State	CA
Zip	95005-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	QUAIL HOLLOW TERRACE TR #316
Legal Lot Number	24
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1005
Census Tract	120600

Owner

Source: Santa Cruz County records · APN 072-342-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 NOTEWARE DR, BEN LOMOND, CA 95005-9539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2014 · Amount on Record
Deed Sale	Aug 08, 2014 · Amount on Record
Deed Document Number	201426008
Prior Transfer Date	Jun 14, 2005
Prior Transfer Doc	0000041915
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	435 NOTEWARE DR, BEN LOMOND, CA 95005-9539
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 NOTEWARE DR, BEN LOMOND, CA 95005-9539

Mortgage

Document Number	0000040530
Date	Oct 07, 2020
Instrument	2020-0040530

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$713,467 (+2%) Land $499,427 Building $214,040
2025	$8,863.00 (+6.94%)	$699,477 (+4.04%) Land $489,634 Building $209,843
2023	$8,288.00 (+2.41%)	$672,316 Land $470,621 Building $201,695	$775,350
2022	$8,093.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.