Middlesex County and Lexington Town property record for 497 Lowell St, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,486 sqft · built 2014 |
| Lot Size | 0.295 acres (12,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Aug 2017) |
| Tax Bill | $25,039 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0061 L:00053C |
| Primary APN | LEXI M:0061 L:00053C |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 7,586 sqft |
| 1st Floor Area | 1,600 sqft |
| Attic | Attic |
| Attic Area | 1,590 sqft |
| Basement Area | 1,600 sqft |
| Unfinished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,843 sqft (0.295 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 497 LOWELL ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Lot Number | 53C |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 358500 |
497 Lowell St is owned and occupied by two individuals who acquired it in June 2020.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 LOWELL ST, LEXINGTON, MA 02420-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 4, 2017 | Quit Claim Deed, Transfer WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on File |
| Deed Sale | Aug 4, 2017 · Amount on File |
| Prior Sale | Apr 15, 2015 · Amount on File |
| Deed Book / Page | 69729 / 362 |
| Last Transfer Date | Jun 20, 2020 |
| Transfer Doc | 75065-307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 497 LOWELL ST, LEXINGTON, MA 02420-2240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76326-376 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 76326/376 |
| Instrument | 228378 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 8, 2020 |
| Property Address | 497 LOWELL ST, LEXINGTON, MA 02420-2240 |
| Document Number | 75065-307 |
| Book / Page | 075065 / 000307 |
| Instrument Date | Jun 20, 2020 |
| Instrument | 109012 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 LOWELL ST LEXINGTON MA 024202240, LEXINGTON, MA 02420-2240 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Aug 4, 2017 |
| Property Address | 497 LOWELL ST, LEXINGTON, MA 02420-2240 |
| Document Number | 69729-362 |
| Book / Page | 69729 / 362 |
| Instrument | 125079 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.08 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 LOWELL ST, LEXINGTON, MA 02420-2240 |
| Document Number | 697290366 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 69729/0366 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 4, 2047 |
The 2026 property tax bill for 497 Lowell St was $25,039, up 5% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,039.00 (+5.05%) | $2,034,000 (+4.36%) Land $775,000 Building $1,259,000 | $2,069,619 (+1.22%) |
| 2025 | $23,836.00 (+3.94%) | $1,949,000 (+4.11%) Land $738,000 Building $1,211,000 | $2,044,685 (+2.13%) |
| 2024 | $22,932.00 (+6.59%) | $1,872,000 (+13.11%) Land $703,000 Building $1,169,000 | $2,002,030 |
| 2023 | $21,515.00 | $1,655,000 Land $639,000 Building $1,016,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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