495 Lowell St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 495 Lowell St, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,274 sqft · built 2014
Lot Size	0.295 acres (12,870 sqft)
Owner	2 Individual Names on File
Last Sale	$1,447,500 (Aug 2018)
Tax Bill	$24,817 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0061 L:00053B`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0061 L:00053B`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,274 sqft Living Area
Gross Area	6,968 sqft
1st Floor Area	1,448 sqft
Attic	Attic
Attic Area	1,434 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,870 sqft (0.295 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	495 LOWELL ST
City	LEXINGTON
State	MA
Zip	02420-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	53B
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1024
Census Tract	358500

Owner

495 Lowell St is owned and occupied by two individuals who bought it in August 2018.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	495 LOWELL ST, LEXINGTON, MA 02420-2240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Oct 5, 2015 · Amount on File
Deed Book / Page	71435 / 231
Transfer Doc	071435-231
Record Updated	Oct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Aug 6, 2018
Property Address	495 LOWELL ST, LEXINGTON, MA 02420-2240
Document Number	71435-231
Book / Page	071435 / 000231
Instrument Date	Jul 25, 2018
Instrument	119495
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	495 LOWELL ST LEXINGTON MA 024202240, LEXINGTON, MA 02420-2240

Mortgage

Document Number	71435-234
Date	Aug 6, 2018
Book Page	071435/000234
Instrument	119496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Interest

Rate	3.13%

Tax Assessment & Valuation

The 2026 property tax bill for 495 Lowell St was $24,817, up 5.7% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,817.00 (+5.74%)	$2,016,000 (+5.05%) Land $775,000 Building $1,241,000	$2,010,200
2025	$23,469.00 (+5.21%)	$1,919,000 (+5.38%) Land $738,000 Building $1,181,000
2024	$22,307.00 (+6.45%)	$1,821,000 (+12.97%) Land $703,000 Building $1,118,000
2023	$20,956.00	$1,612,000 Land $639,000 Building $973,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Lowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20