Middlesex County and Lexington Town property record for 494 Lowell St, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,834 sqft · built 2019 |
| Lot Size | 0.646 acres (28,132 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,685,000 (Jul 2020) |
| Tax Bill | $28,104 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0054 L:000080 |
| Primary APN | LEXI M:0054 L:000080 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 3,834 sqft Living Area |
| Gross Area | 6,989 sqft |
| 1st Floor Area | 1,607 sqft |
| Attic | Attic |
| Attic Area | 800 sqft |
| Basement Area | 1,607 sqft |
| Unfinished Basement | 1,607 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,132 sqft (0.646 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 494 LOWELL ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Lot Number | 80 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 358500 |
494 Lowell St is owner-occupied and held in a trust since July 2023.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 23, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Apr 25, 2019 | Quit Claim Deed, Construction Loan · Construction Mortgage ENTERPRISE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on File |
| Deed Sale | Jul 23, 2020 · Amount on File |
| Prior Sale | Apr 25, 2019 · Amount on File |
| Deed Document Number | 2020120734 |
| Deed Book / Page | 75192 / 537 |
| Last Transfer Date | Jul 10, 2023 |
| Transfer Doc | 081758-565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 12, 2023 |
| Property Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Document Number | 081758-565 |
| Book / Page | 81758 / 565 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 76074 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Jul 23, 2020 |
| Property Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Document Number | 75192-537 |
| Book / Page | 75192 / 537 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 120734 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Document Number | 120735 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 120735 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2030 |
| Max Rate At Change | 2.25% |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Apr 25, 2019 |
| Property Address | 494 LOWELL ST, LEXINGTON, MA 02420-2241 |
| Document Number | 72504-197 |
| Book / Page | 72504 / 197 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 51941 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 134, LEXINGTON, MA 02420-0002 |
| Document Number | 51943 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 51943 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 494 Lowell St was $28,104, up 5% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,104.00 (+4.98%) | $2,283,000 (+4.29%) Land $847,000 Building $1,436,000 | $2,118,975 (-) |
| 2025 | $26,771.00 (+3.18%) | $2,189,000 (+3.35%) Land $807,000 Building $1,382,000 | $2,118,975 (+1.52%) |
| 2024 | $25,946.00 (+6.62%) | $2,118,000 (+13.14%) Land $769,000 Building $1,349,000 | $2,087,340 |
| 2023 | $24,336.00 | $1,872,000 Land $699,000 Building $1,173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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