St. Louis County property record for 497 Governor Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2020) |
| Tax Bill | $5,373 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24S-64-0882 |
| Primary APN | 24S-64-0882 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 1,065 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 134 ft deep x 82 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 315 sqft |
| Patio Area | 452 sqft |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 497 GOVERNOR DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GOVERNOR COURT LOT 2 |
| Legal Subdivision | GOVERNOR COURT |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 217923 |
Source: St. Louis County records · APN 24S-64-0882
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 09, 2016 | Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L |
| Mar 06, 2017 | Grant Deed, Transfer US TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Mar 06, 2017 |
| Deed Document Number | 2020420 |
| Deed Book / Page | 24266 / 157 |
| Prior Transfer Date | Mar 05, 2012 |
| Prior Transfer Doc | 0198980338 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0246981502 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 24698/1502 |
| Instrument | 2021030800057 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 21, 2020 |
| Property Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0242660157 |
| Book / Page | 24266 / 157 |
| Map Reference | MB 334 PG 100 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020082100420 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 2020082100421 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020082100421 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0224484580 |
| Instrument Date | Dec 09, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 GOVERNOR DR BALLWIN MO 630216374, BALLWIN, MO 63021-6374 |
| Document Number | 0224484580 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 022448/004580 |
| Instrument | 877 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 06, 2017 |
| Property Address | 497 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0224241245 |
| Book / Page | 022424 / 001245 |
| Instrument Date | Dec 09, 2016 |
| Instrument | 276 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 GOVERNOR DR BALLWIN MO 630216374, BALLWIN, MO 63021-6374 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,060 (+11.94%) Land $32,760 Building $53,300 | $452,900 (+11.94%) Land $172,400 Building $280,500 | |
| 2024 | $5,373.00 (+0.07%) | ||
| 2023 | $5,369.00 (+11.99%) | $76,880 (+19.96%) Land $25,480 Building $51,400 | $404,600 (+19.95%) Land $134,100 Building $270,500 |
| 2022 | $4,794.00 | $64,090 Land $21,830 Building $42,260 | |
| 2021 | $337,300 Land $114,900 Building $222,400 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 506 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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