St. Louis County property record for 479 Governor Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,024 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $206,648 (Jan 1999) |
| Tax Bill | $5,698 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24S-6-4-090-7 |
| Primary APN | 24S-6-4-090-7 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 115 ft deep x 87 ft wide |
| Terrain | Above Road/Slope |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 298 sqft |
| Balcony | Balcony |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 479 GOVERNOR DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-3 |
| Legal Description | GOVERNOR COURT |
| Legal Subdivision | GOVERNOR COURT |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 217923 |
Source: St. Louis County assessment roll, APN 24S-6-4-090-7, as of May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR MORTGAGE SOLUTIONS INC |
| Oct 27, 2017 | Deed of Trust, Mortgage VINSON MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 1999 · Amount on Record |
| Deed Sale | Jan 05, 1999 · Amount on Record |
| Prior Sale | Jan 05, 1999 |
| Deed Document Number | 0771 |
| Deed Book / Page | 11927 / 652 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 2022071400470 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022071400470 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 2025102100191 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2025102100191 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0243344992 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 24334/4992 |
| Instrument | 2020092100801 |
| Name | SUPERIOR MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 479 GOVERNOR DR, BALLWIN, MO 63021-6374 |
| Document Number | 0227660316 |
| Book / Page | 022766 / 000316 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2017 |
| Title Company | TITLE STAR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 479 GOVERNOR DR BALLWIN MO 630216374, BALLWIN, MO 63021-6374 |
| Document Number | 0227660316 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 022766/000316 |
| Instrument | 79 |
| Name | VINSON MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | TOWN AND COUNTRY, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 02, 2047 |
Source: St. Louis County assessment roll as of May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,560 (+12.27%) Land $31,350 Building $60,210 | $481,900 (+12.28%) Land $165,000 Building $316,900 | |
| 2024 | $5,698.00 (+0.07%) | ||
| 2023 | $5,694.00 (+13.09%) | $81,550 (+21.14%) Land $24,400 Building $57,150 | $429,200 (+21.14%) Land $128,400 Building $300,800 |
| 2022 | $5,035.00 | $67,320 Land $20,900 Building $46,420 | |
| 2021 | $354,300 Land $110,000 Building $244,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 506 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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