491 Governor Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 491 Governor Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1998
Lot Size	0.232 acres (10,120 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Sep 2003)
Tax Bill	$3,960 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24S-64-0893`

Property Details

APN / Parcel Number

Primary APN	`24S-64-0893`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,120 sqft (0.232 acres)
Lot Dimensions	121 ft deep x 150 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	48 sqft
Patio Area	180 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 GOVERNOR DR
City	BALLWIN
State	MO
Zip	63021-6374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GOVERNOR COURT LOT 3
Legal Subdivision	GOVERNOR COURT
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2005
Census Tract	217923

Owner

Source: St. Louis County records · APN 24S-64-0893

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 GOVERNOR DR, BALLWIN, MO 63021-6374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2003 · Amount on Record
Deed Sale	Sep 12, 2003 · Amount on Record
Prior Sale	Jun 15, 1998 · Amount on Record
Deed Document Number	2003896
Deed Book / Page	15295 / 1844
Prior Transfer Date	Jun 05, 1998
Prior Transfer Doc	0000000750
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	491 GOVERNOR DR, BALLWIN, MO 63021-6374
Transaction Type	Mortgage
Record Updated	Feb 06, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 GOVERNOR DR, BALLWIN, MO 63021-6374

Mortgage

Document Number	0248440311
Date	May 06, 2021
Book Page	24844/311
Instrument	2021050600026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,770 (-0.01%) Land $25,210 Building $42,560	$356,700 (-) Land $132,700 Building $224,000
2024	$3,960.00 (-16.4%)
2023	$4,737.00 (+54.5%)	$67,780 (+65.36%) Land $19,630 Building $48,150	$356,700 (+65.37%) Land $103,300 Building $253,400
2022	$3,066.00	$40,990 Land $16,820 Building $24,170
2021			$215,700 Land $88,500 Building $127,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.