San Mateo County property record for 497 Copeland St, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1925 |
| Square Footage | 750 sqft Living Area |
| Lot Size | 3,850 sqft (0.088 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $905,000 (2020) |
| Tax Bill | $14,047.00 (2025) |
| Primary APN | 022-041-070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 750 sqft Living Area |
| 1st Floor | 750 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,850 sqft (0.088 acres) |
| Depth X Width | 100 ft x 38 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 497 COPELAND ST |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 48 & NWLY 8.5 FT OF LOTS 49 50 51 BLOCK 13 AMEND & SUPP MAP OF ROCKAWAY BEACH RSM 5/44 |
| Legal Subdivision | ROCKAWAY BEACH |
| Legal Block | 13 |
| Legal Lot Number | 48,49 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 603100 |
Source: San Mateo County records · APN 022-041-070
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 COPELAND ST, PACIFICA, CA 94044-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 06, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2020 | Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2000 · Amount on Record |
| Deed Doc Number | 202068974 |
| Prior Transfer Date | Mar 02, 2006 |
| Prior Transfer Doc | 0000033866 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 497 COPELAND ST, PACIFICA, CA 94044-3208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000095281 |
|---|---|
| Date | Dec 06, 2018 |
| Instrument | 2018-095281 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 17, 2020 |
| Property Address | 497 COPELAND ST, PACIFICA, CA 94044-3208 |
| Document Number | 0000068974 |
| Map Reference | MB 5 PG 44 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020-068974 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $995.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 497 COPELAND ST, PACIFICA, CA 94044-3208 |
| Document Number | 0000068975 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020-068975 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999,190 (+2%) Land $778,376 Building $220,814 | ||
| 2025 | $14,047.00 (+10.43%) Homeowner's exemption | $979,599 (+4.04%) Land $763,114 Building $216,485 | |
| 2023 | $12,720.00 (+8.05%) Homeowner's exemption | $941,562 Land $733,482 Building $208,080 | $883,890 |
| 2022 | $11,772.00 |
497 Copeland St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 52nd percentile of exposed land nationally · 31st in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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