494 Copeland St, Pacifica, CA 94044 Property Records

San Mateo County property record for 494 Copeland St, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1989
Square Footage	2,470 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$680,000 (2002)
Tax Bill	$12,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`022-042-160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,470 sqft Living Area
1st Floor	1,380 sqft 1st Floor
2nd Floor	1,090 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	125 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	480 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	494 COPELAND ST
City	PACIFICA
State	CA
Zip	94044-3207
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 5 6 BLOCK 14 AMEND & SUPP MAP OF ROCKAWAY BEACH RSM 5/44
Legal Subdivision	ROCKAWAY BEACH
Legal Block	14
Legal Lot Number	5
Jurisdiction	SAN MATEO CA
Minor Civil Division	SOUTH SAN FRANCISCO
Census Blockgroup	1
Census Block	1000
Census Tract	603100

Owner

Source: San Mateo County records · APN 022-042-160

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	494 COPELAND ST, PACIFICA, CA 94044-3207
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2002 · Amount on Record
Deed Sale	Dec 27, 2002 · Amount on Record
Prior Sale	Jul 17, 1996 · Amount on Record
Deed Doc Number	2002277583
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	494 COPELAND ST, PACIFICA, CA 94044-3207
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CELESTIAL CT, PACIFICA, CA 94044-4262

Mortgage

Document Number	0000149486
Date	Oct 25, 2021
Instrument	2021-149486

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$930,674 (+2%) Land $465,337 Building $465,337
2025	$12,712.00 (+9.48%) Homeowner's exemption	$912,426 (+4.04%) Land $456,213 Building $456,213
2023	$11,611.00 (-0.05%) Homeowner's exemption	$876,998 Land $438,499 Building $438,499	$1,492,110
2022	$11,617.00

Flood & Wildfire

494 Copeland St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 28th in California
Wildfire Likelihood	Moderate — about 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.