497 Chippewa Cir, Sumter, SC 29150 Property Records

Sumter County property record for 497 Chippewa Cir, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,577 sqft · built 1976
Lot Size	0.594 acres (25,883 sqft)
Owner	Individual Name on Record
Last Sale	$242,900 (Feb 2017)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-01-02-001`

Property Details

APN / Parcel Number

Primary APN	`205-01-02-001`
Alternative APN	`26389`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,577 sqft Living Area
1st Floor Area	2,577 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,883 sqft (0.594 acres)
Lot Dimensions	143 ft deep x 181 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26389
Old Parcel Number	205 01 02 001
Street Address	497 CHIPPEWA CIR
City	SUMTER
State	SC
Zip	29150-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 113 Z36-430 140 FT
Legal Subdivision	JULIAN B ALLEN
Legal Lot Number	113
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1035
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	497 CHIPPEWA CIR, SUMTER, SC 29150-3157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	0001230516
Deed Book / Page	1230 / 516
Record Updated	Jun 8, 2026

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 10, 2017
Property Address	497 CHIPPEWA CIR, SUMTER, SC 29150-3157
Document Number	0012300516
Book / Page	1230 / 0516
Instrument Date	Feb 10, 2017
Instrument	123000516
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 CHIPPEWA CIR, SUMTER, SC 29150-3157

Mortgage

Document Number	0012300520
Date	Feb 10, 2017
Book Page	1230/0520
Instrument	123000520

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+5.28%)	$10,610 (+0.09%) Land $2,270 Building $8,340	$273,437 (-) Land $58,500 Building $214,937
2023		$10,600 (-) Land $2,340 Building $8,260	$273,437 (-) Land $58,500 Building $214,937
2022	$1,932.00	$10,600 Land $2,340 Building $8,260	$273,437 Land $58,500 Building $214,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20