Sumter County property record for 486 Chippewa Cir, Sumter, SC 29150 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,482 sqft · built 1976 |
| Lot Size | 0.567 acres (24,732 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-01-01-013 |
| Primary APN | 205-01-01-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,482 sqft Living Area |
| 1st Floor Area | 2,482 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 24,732 sqft (0.567 acres) |
| Lot Dimensions | 229 ft deep x 108 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 240 sqft |
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26373 |
|---|---|
| Old Parcel Number | 205 01 01 013 |
| Street Address | 486 CHIPPEWA CIR |
| City | SUMTER |
| State | SC |
| Zip | 29150-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 107 Z37-18 128.22 FT AV - |
| Legal Subdivision | JULIAN B ALLEN |
| Legal Lot Number | 107 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1701 |
Source: Sumter County records · APN 205-01-01-013
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 07, 2022 | Deed, Transfer |
| Dec 23, 2019 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Apr 28, 2017 | Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2024 |
| Deed Sale | Jul 20, 2024 |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 00TLRC6024 |
| Deed Book / Page | 1304 / 239 |
| Prior Transfer Date | Jul 07, 2022 |
| Prior Transfer Doc | 0001304239 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012844053 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 1284/4053 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 07, 2022 |
| Property Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0013040239 |
| Book / Page | 1304 / 239 |
| Map Reference | MB Z-37 PG 18 |
| Instrument Date | Jul 06, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,154.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 23, 2019 |
| Property Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0012632889 |
| Book / Page | 1263 / 2889 |
| Map Reference | MB Z-37 PG 18 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $867.65 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0012632893 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 1263/2893 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 28, 2017 |
| Property Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0012322537 |
| Book / Page | 1232 / 2537 |
| Map Reference | PL 37 PG 18 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 123202537 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0012322540 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 1232/2540 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29150 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.35% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.35% |
| Index | 1-Year LIBOR |
| Max Rate | 9.35% |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,813.00 (+46.82%) | $16,800 (-11.58%) Land $1,940 Building $14,860 | $419,972 (+32.68%) Land $48,600 Building $371,372 |
| 2023 | $19,000 (+80.78%) Land $2,920 Building $16,080 | $316,533 (+20.45%) Land $48,600 Building $267,933 | |
| 2022 | $1,916.00 | $10,510 Land $1,940 Building $8,570 | $262,783 Land $48,600 Building $214,183 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 26 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 12 (2015–2020) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 10% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Farmers Telephone Cooperative, Inc. (SC) | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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