Sumter County property record for 494 Chippewa Cir, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,133 sqft · built 1976 |
| Lot Size | 0.586 acres (25,542 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Apr 2020) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-01-01-009 |
| Primary APN | 205-01-01-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| 1st Floor Area | 2,133 sqft |
| Upper Floors Area | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 25,542 sqft (0.586 acres) |
| Lot Dimensions | 198 ft deep x 129 ft wide |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Fence | Fence |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26369 |
|---|---|
| Old Parcel Number | 205 01 01 009 |
| Street Address | 494 CHIPPEWA CIR |
| City | SUMTER |
| State | SC |
| Zip | 29150-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 109 Z37-18 120 FT AV - |
| Legal Subdivision | DEERFIELD SUB SEC 5 |
| Legal Lot Number | 109 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1701 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 494 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| Apr 2, 2020 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2020 · Amount on Record |
| Deed Sale | Apr 2, 2020 · Amount on Record |
| Deed Document Number | 0001267251 |
| Deed Book / Page | 1267 / 251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 494 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0013183966 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 1318/3966 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 2, 2020 |
| Property Address | 494 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0012670251 |
| Book / Page | 1267 / 251 |
| Map Reference | MB Z-37 PG 18 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 494 CHIPPEWA CIR, SUMTER, SC 29150-3132 |
| Document Number | 0001267255 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 1267/255 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 (+10.6%) Homeowner's exemption | $10,950 (+5.29%) Land $2,340 Building $8,610 | $273,625 (+2.33%) Land $58,500 Building $215,125 |
| 2023 | $10,400 (-) Land $2,340 Building $8,060 | $267,396 (-) Land $58,500 Building $208,896 | |
| 2022 | $1,897.00 | $10,400 Land $2,340 Building $8,060 | $267,396 Land $58,500 Building $208,896 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 12 (2015–2020) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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