Kendall County property record for 497 Brookside Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,536 sqft · built 2005 |
| Lot Size | 0.046 acres (1,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,000 (Dec 2023) |
| Tax Bill | $5,616 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-452-014 |
| Primary APN | 03-03-452-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,983 sqft (0.046 acres) |
| Lot Dimensions | 78 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 497 BROOKSIDE DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 2 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 890103 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12933 CYPRESS LN, PLAINFIELD, IL 60585-2987 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 26, 2023 | Warranty Deed, Transfer · FHA Mortgage AHL FUNDING |
| Dec 26, 2023 | Warranty Deed, Transfer · FHA Mortgage AHL FUNDING |
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC |
| Jun 12, 2018 | Warranty Deed, Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on Record |
| Deed Sale | Dec 26, 2023 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Document Number | 202314671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 26, 2023 |
| Property Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000014671 |
| Map Reference | DOC 200300016564 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 202300014671 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000014672 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 202300014672 |
| Name | AHL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Dec 26, 2023 |
| Property Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000014671 |
| Map Reference | DOC 20030001656 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 202300014671 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000014672 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 202300014672 |
| Name | AHL FUNDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 18, 2021 |
| Property Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000030836 |
| Map Reference | DOC 200300016564 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 202100030836 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 497 BROOKSIDE DR, 497, OSWEGO, IL 60543-3003 |
| Name | Verified Name |
|---|---|
| Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000030837 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 202100030837 |
| Name | PROPER RATE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 12, 2018 |
| Property Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000007992 |
| Map Reference | DOC200300016564 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 201800007992 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NEAR NORTH NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 497 BROOKSIDE DR, OSWEGO, IL 60543-3003 |
| Document Number | 0000007993 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 201800007993 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,129 (+36.59%) Land $14,421 Building $69,708 | $252,387 (+36.59%) Land $43,263 Building $209,124 | |
| 2024 | $5,616.00 | ||
| 2022 | $61,594 Land $10,558 Building $51,036 | $184,782 Land $31,674 Building $153,108 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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